How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility filed by your insurer to prove you carry state-minimum liability coverage. Most states require SR-22 filing for 3 years after certain violations, including DUI convictions and driving without insurance.
Non-Owner SR-22
Non-owner policies provide liability coverage when you don't own a vehicle but need to satisfy SR-22 filing requirements for license reinstatement. Premiums typically range from $25 to $50 per month, significantly less than standard auto policies.
Liability Insurance
Liability coverage pays for damage and injuries you cause to others in an at-fault accident. Every state except New Hampshire and Virginia requires minimum liability limits before you can legally drive or reinstate a suspended license.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance or insufficient limits. Some states require this coverage as part of reinstatement after a suspension for driving uninsured.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with suspended licenses, DUIs, or multiple violations. Premiums run higher than standard market rates but provide the coverage needed for reinstatement.
